Why am I being offered the secured version of the Tims Credit Card?

The secured version of Tims Credit Card is a secured credit card that helps build (or rebuilds) your credit history.  Secured credit cards require the cardholder to provide security funds. The credit limit for the secured version is determined by the amount you provide as security funds.* The secured version can be a good option if you have not been approved for a traditional, unsecured credit card.

The secured Tims Credit Card lets you earn Tims Rewards Points while you build your credit history. Over time, you may become eligible for the standard Tims Credit Card, which offers even more points per dollar. 
 
*Except in Quebec, where the security funds help establish your credit limit. 

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