To qualify for a statement credit, the following criteria must be met:
- Your account should be active (not frozen).
- Your payment history must be in good standing.
- You must have enough points to redeem a statement credit—the minimum is 1,250 points.
- You need to have eligible transactions in your current billing cycle. Statement credits cannot be used to pay interest, fees, minimum payments, or a balance carried over from past billing cycles.
Other terms and restrictions apply—see the Statement Credit Terms & Conditions.