To qualify for a statement credit, the following criteria must be met:

  • Your account should be active (not frozen).
  • Your payment history must be in good standing. 
  • You must have enough points to redeem a statement credit—the minimum is 1,250 points.
  • You need to have eligible transactions in your current billing cycle. Statement credits cannot be used to pay interest, fees, minimum payments, or a balance carried over from past billing cycles.

Other terms and restrictions apply—see the Statement Credit Terms & Conditions.

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